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Our Commitment To Privacy Your privacy is important to
us. To better protect your privacy we provide this notice
explaining our online information practices and the choices
you can make about the way your information is collected and
used. To make this notice easy to find, we make it available
on our homepage and at every point where personally
identifiable information may be requested.
The Information We Collect: This notice applies to all
information collected or submitted on the California Mortgage
Turn website. On some pages, you can apply to receive rate
quotes. The types of personal information collected at these
pages are: Name Address Email address Phone
number (etc.)
The Way We Use Information: Any information obtained by
California Mortgage Turn, its authorized affiliates, lenders,
brokers, successors and/or assigns will be used for the
purpose of determining the eligibility of a loan applicant.
Information obtained may be submitted to an authorized third
party to determine credit worthiness and eligibility of a loan
applicant.
Automatically Gathered Information. California Mortgage
Turn automatically collects your browser type and browser
software version to tailor the presentation of the services to
your platform and to maintain a record of your activity on the
California Mortgage Turn web-site. California Mortgage Turn
may also use cookies to enable users to specify unique
preferences and to track user trends and patterns. Users
always have the option of disabling cookies via their browser
preferences. If you disable cookies on your browser, please
note that some parts of our California Mortgage Turn site may
not function as effectively or may be considerably slower. As
an automatic process, our web server software records a log
file of IP addresses that access the California Mortgage Turn
web-site. We also collect IP address information but do not
ordinarily link IP addresses to Users Personally Identifiable
Information.
How We Use Information. We use Personally Identifiable
Information for our own internal purposes including contacting
you via email to inform you about updates to our services and
providing you with other information that we deem necessary.
We reserve the right to disclose your information as required
by law. We do not rent or sell our Users Personally
Identifiable Information to third parties. Finally, we
never use or share the personally identifiable information
provided to us online in ways unrelated to the ones described
above without also providing you an opportunity to opt-out or
otherwise prohibit such unrelated uses.
Our Commitment To Data Security To prevent unauthorized
access, maintain data accuracy, and ensure the correct use of
information, we have put in place appropriate physical,
electronic, and managerial procedures to safeguard and secure
the information we collect online.
Limitation of Liability. a. Neither California Mortgage
Turn nor its parent, affiliates or subsidiaries are liable for
any loss or damage caused by a visitor's reliance on: (1) any
information or (2) any product or service obtained through
this Site or a Linked Site. Visitors are responsible for
assessing the accuracy and completeness of any information
obtained from this Site or a Linked Site.
b. Neither California Mortgage Turn nor its parent,
affiliates or subsidiaries are responsible or liable for any
inaccuracies, errors or omissions in the Content or in the
products or services offered on this Site or a Linked
Site. c. Neither California Mortgage Turn nor its parent,
affiliates or subsidiaries are liable in any way for any
indirect, special, punitive, consequential, or indirect
damages in connection with the use of this Site or a Linked
Site or with the delay or inability to use this Site or a
Linked Site, whether or not California Mortgage Turn is made
aware of the possibility of such damages. This limitation
includes, but is not limited to, the transmission of any
viruses or Trojan horses that may affect a Visitor's
equipment, failure of any electronic or telephonic equipment,
communication or connection lines, unauthorized access, theft,
operator errors, or any force majeure. California Mortgage
Turn does not guarantee continuous, uninterrupted or secure
access to this Site or a Linked Site. d. By applying, this
does not obligate California Mortgage Turn, its authorized
affiliates, lenders, brokers, successors and/or assigns to
make a loan to any applicant, nor does it imply an offer to
lend or loan to any applicant.
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